I am a freshman studying liberal arts.  I receive TAP and the Pell Grant and I am part of ASAP.  I use Pell to help pay for the bills since I live with my mom.  I would like to go to Brooklyn Institute to be a sonographer.  I think I am going to have to take out loans for my bachelors.  I used to work, but I am taking 17 credits this semester.  I used to work on weekends when I took 12 credits which would be the maximum amount of credits I’d want to take while having a job.  If I didn’t receive financial aid I’d have to take out a loan.