Daniela is a freshman at the City College of New York pursuing a degree in Psychology. She hopes to become a psychiatrist after she graduates so she can address the taboos of mental health in her culture and help vulnerable people. Although Daniela is working hard to get her degree, limited financial aid and lack of communications with financial aid advisors is making it hard for her to stay focused. She receives TAP but it is not enough to cover all her expenses, leaving her to pay most of her tuition out of pocket. Daniela’s mother helps her pay her tuition but that is becoming hard since she has 2 younger siblings she also needs to provide for. Daniela also has to dorm on campus since her parents live far from CCNY, and that increases the cost of going to college significantly. To make matters worse, financial aid advisors don’t always answer Daniela’s questions about FAFSA or financial aid packets, making it harder to plan how she will pay her tuition. She has recently applied for loans and is looking to work to pay for her college education.

I am the second person in my family to be attending college in America, in New-York as well. I had the opportunity a year after my high school graduation to get admitted into The Borough of Manhattan Community College to study Business Management. It was a new world for me, I took my two very first semesters at the end of 2014 Fall semester, and into the start of 2015 Fall semester. I had to failed 5 out of 8 classes horribly. My advisor, or what I could call my advisor at the time had poorly given me class that were much more difficult to manage as a freshmen and also told me to take five of those hard courses to improve my chance of graduating on time. I did, but I did not do well at all, and as a student who did not easily give in and accept failure, it was hard to see those failing grades, I had to take those classes over and I was no longer a fan of getting advised for my class. I learned from another student how to access my Degreeworks that shows us our course requirements and I figured out what I could handle and what I couldn’t, but I had to take a year off of school immediately after my second semester, because it had turned out that my financial aid had only paid for half of my tuition because of a missing New-York resident document that I had not been notified that I needed and I had a debt of two thousand plus dollars to pay off. For the next year I took my time to pay it off as I got a job that helped me out, at the time the pay was 7.50 an hour, and every second week of a month that paycheck went to the debt collectors who had called me every two weeks a month religiously for a whole year. He was quite nice, but it was a sad time for me as I could not continue my education.

I finally managed to return to school for the fall of 2016 and passed every class with flying colors, during the worst black Friday ever. I hadn’t taken advice on time or early after my first horrible experience with them, I had waited until the day before school each semester up until 2018 when my professors from my own degree could finally advise me. It went over much better and I took a light workload of three to two classes since I kept working and could not commit to being full time anymore, the price of living was defeating me and I was quite the hard worker so I juggled work and school while finally having the burden of paying for school off my back as I then received full Financial aid. I was thankful that I never took out a loan towards college, but it was tempting.

For me, this degree means that I was strong enough, determined enough and driven enough to push myself no matter the hardships and costly charges and rapid worry that swam through me on a daily basis and finally made it to the finish line. I want to show that I wouldn’t give up, that this degree for me will be an achievement that I worked my hardest for and would help me get somewhere better even though I’m not yet certain as to where yet. My struggles have definitely put off my graduation three years longer than it had to, and the pandemic coming into the picture also pushed it back another semester, but I truly do intent to fight until I can hold my degree in my hand. I would not disappoint my family or myself, I worked too hard for this.

I’ve had financial trouble as a result of going to Pratt, because Pratt doesn’t accept a lot of transfer credits. I came from an international institution, and it took months for Pratt to get back to me about my credits. I was also coming from a schooling situation that cost very little money compared to what I’m paying for here. The school responded to me about my credits after I was accepted, and they didn’t accept most of them. This essentially means that my schooling last year didn’t count, and it makes me ineligible for a lot of programs I’m interested in. I felt like I was learning a lot of the same things that I had spent my first year in college learning, but paying so much more. Pratt could be better about supporting students through transitioning into their institution- It takes a while for the advising team to respond, and often I haven’t felt heard.

I’m a senior at Hunter College studying Ancient Greek and Latin. I was part of a Greek / Latin scholarship program, a little known one but also out of pocket. I do film editing on the side and edited some short videos. I didn’t receive the Pell Grant or TAP. The scholarship helped a lot. I don’t receive any additional help. 

I was lucky enough to have been able to live with my parents during college. I don’t have to pay rent so it allows me to devote my income towards school so I’m lucky in that way. I do not receive SNAP. I try to eat at home which also allows me to save money. 

I’m pretty independent so I’m not in the worst situation, and you know it’s tough because you really have to be careful. Hunter is pretty difficult and you have to make sure you get your classes done because before you know it, you can tack on more classes for your degree. It’s pretty common for a lot of students to make those mistakes because of no contact with an advisor. 1 advisor for every 1000 students and the ratio might be more than that. I never saw my advisor. 

My parents had gone to college, so it was a little bit easier for me to navigate but for some people who are the first students to navigate alone might not be easy. There’s more steps they have to take. I could be a bunch of steps back in my degree trying to catch up. 

We need to decide whether or not we want to live in a society where we value educated people we can show that by giving access to education for everybody. By every metric, an educated population means growth and prosperity for the society. For every dollar invested into education, it creates $8 more, and it creates a skilled and valuable population. There’s no reason we shouldn’t be funding college. Look at our primary and secondary school, they pay for school up until high school. We have these great support systems for students who are underserved but then suddenly all those support systems fall by the wayside until they have a degree or a job that can MAYBE pull them out of poverty. It’s unconscionable that we can live in a society where people aren’t given tools that can provide a nice life for their family.”

My major is criminal justice. My career aspirations are mostly getting to help others through my work as not just a police officer but a homicide detective. I haven’t taken out a loan to pay for school and I am not currently employed. I expect to graduate from BMCC in the year of 2021, however with the current pandemic we are dealing with I’m afraid I will not graduate in time. I am struggling a little even if I have an advisor because of the way things are right now and the general situation.

Mental health care is highly important for times such as this, where the majority of people are being negatively affected. I personally never needed any help, however when it comes to assignments and due dates it is quite stressful having to complete school work at the same time. I did not receive any financial aid, so besides school expenses, I had to pay for transportation.

My biggest academic goal is to pass my quizzes by improving my time management. There were times where I had to buy some textbooks, the most expensive I bought was used but still paid in the 150-200 dollars range. Unfortunately, the school frequently has malfunctions with the elevators escalators but they are repaired somewhat quickly and are working normally.

A fully funded school can be seen as many different things. I personally don’t know what it will turn out to look like. It’s only been my first semester in college but, hopefully, it will look nicer and safe for everybody.

I’m a first-year student majoring in criminal justice. After obtaining my bachelors I want to go to law school and become a criminal lawyer or a human rights lawyer. I receive TAP and a Pell Grant along with financial aid. My tuition is covered.

Unfortunately I do not have my own advisor. I have an opportunity to join the BLA program at my college but I fear that if I join BLA I will not be able to get any help from other programs such as ASAP. College textbooks, lunch, and transportation are expenses outside of tuition. I was looking for a job but due to the COVID-19 pandemic, it has been made difficult to find a job and register for the upcoming semesters’ classes. My family and I are immigrants from Italy. Nobody in my family is working right now because of the pandemic. If I don’t get a STEM waiver, I will not be able to afford summer or winter courses. I am fortunate that I am able to attend college and receive an education that I can be proud of.

Personally I’m a very determined student. Being an immigrant pushes me to achieve unimaginable things such as getting a high school diploma in one year and doing 4 years’ worth of high school material by going to Saturday classes and waking up very early. I make sure that I am still on track even now because I’m that determined. We need a fully-funded CUNY because we are very motivated and dedicated students. If CUNY were to be fully funded, we would have better infrastructure that would allow us to get to class on time, instead of taking detours, and the staff we need to succeed.

I’m currently a senior studying Psychology at SUNY Cortland. After graduation, I am going to attend graduate school and then begin a career as a school psychologist. In order to pay for school, I rely upon my own financial resources. My mother helps me, but I only receive a small amount of financial aid. I do not receive any grant money, like TAP or Pell, and I do not qualify for support programs that may assist me financially. When it comes to costs like textbooks and college fees, I pay for it out of pocket. I work regularly at a daycare center to pay for my food costs.  

I love college; I love its structure, which encourages me to do well in school. But college students struggle enough already, and SUNY schools should be fully funded because not every student can afford the costs of higher education and that’s something they shouldn’t have to worry about. The biggest challenge for me was the COVID-19 pandemic. It’s made my senior year very difficult to enjoy. Outside of that, some other challenges include having an inadequate adviser, who didn’t recommend the right things that I should be doing as far as my academics. I love SUNY Cortland and I want to see the right changes happen here even after I graduate. 

I’m a second year student majoring in business administration, with the goal of getting my master’s in business administration after graduating. I came back to school so that I could gain the knowledge I need to eventually make more money for my family and be self-employed.

I have kids, and it’s not easy to go to college while working and raising a family at the same time. I’m trying hard, but it’s definitely not easy. The support that programs like TAP and ASAP provides allows me to attend school and invest in the future. At the same time, I work as a Direct Support Professional at a group home. Without financial aid, I don’t know if I could afford to go to school, and if I did, I would probably only be able to do like four credits per semester.

In general, I wish that the system were clearer and that CUNY publicized its services more. I might have used the child care center, but I don’t know anything about it or who to ask. A lot of things are not well publicized, especially when you’re coming back to school after a period of working and need to adjust. The ASAP program advisors are helpful, but I know some people who were severely set back by incorrect information from advising.

We need to make CUNY free so more people can get a quality education, and we need to make sure that people are able to access its services.

I am a senior at Queens College majoring in film studies and English. I love to analyze stories in books and movies so that informed my choice of major. I receive the Federal Pell Grant and TAP as part of my financial aid. I try to save some money by getting books from the library, but for textbooks, my bill can climb into the hundreds. Big science and anthropology textbooks have been the most expensive for my required classes. And often, when you get to major courses, they ask for books that are rare to find, and ordering them online takes a long time. Textbooks eat up a lot of my financial aid refund that I could use on living expenses.

One semester, I was late applying for aid through FAFSA. When I was finally able to apply, I accidently applied for the wrong year. As a result, I owed the College money when my registration appointment came, and I couldn’t register. I had to pay down my balance before I could create my class schedule for the next semester. With the help of my parents, I was able to do this, but I don’t know what would have happened if they weren’t there to help me. Mistakes happen, and someone’s education shouldn’t be put on hold as a result.

I feel that offices at my college could communicate more with students about problems with their accounts so that the students can fix the problems before it’s too late. This could be done through email or having more effective campus outreach. These offices could use more funding for these programs and resources to fix infrastructure issues all over the school. Social services on the campus could also be improved, and the course selection widened, especially for smaller majors.

I am majoring in law and paralegal studies at City Tech, and it is my 5th year. I want to go to law school after college and then run for the NY Senate, and you never know where else I may end up. I feel like the route taken by most politicians is going to law school and then end up being politically active.

Financial aid covers most of my costs, but I have to pay some out of pocket— approximately $500 to $1000. Before City Tech, I attended various universities, private and public, and saw how the financial aid system worked in those schools. It’s when I got to City Tech that I saw the deficiencies in the system.

I receive TAP and Pell, and it’s not enough to cover my tuition costs, and my parents don’t have the money necessary to adequately fund my higher education. I have three other siblings that are attending college and one that is in 12th grade, looking at colleges now.

I have to go on a deferred payment plan and have been dropped from a course because I didn’t have the money to pay on time. You only have the week from the start of the semester to apply for the deferred payment plan, and if you miss that, you have to pay the amount in full. I was lucky that I called the financial office and asked if there was an alternative to paying all at once.

How do other students find out about this if one has to call to find out about these alternative options? I personally told a number of students that the deferred payment plan was an option, instead of dropping out all together and losing a semester of coursework. They were not aware of this.

Financial aid usually pays for textbooks, but I have to pay out of pocket before the money comes in, which is usually the mid-point, or at the end of the semester. My parents pay for food. If I didn’t receive financial aid, it would be nearly impossible for me to go to school. I am concerned about graduating on time, especially since they’ve said I exhausted my financial aid.

We need a fully funded CUNY, so more people who don’t currently have access to higher education are able to gain access and not be held back socially or economically. That should be the goal. Prospective college students should only have to focus on their schoolwork, instead of on how they will be able to pay for their next semester of college.