I am majoring in law and paralegal studies at City Tech, and it is my 5th year. I want to go to law school after college and then run for the NY Senate, and you never know where else I may end up. I feel like the route taken by most politicians is going to law school and then end up being politically active.

Financial aid covers most of my costs, but I have to pay some out of pocket— approximately $500 to $1000. Before City Tech, I attended various universities, private and public, and saw how the financial aid system worked in those schools. It’s when I got to City Tech that I saw the deficiencies in the system.

I receive TAP and Pell, and it’s not enough to cover my tuition costs, and my parents don’t have the money necessary to adequately fund my higher education. I have three other siblings that are attending college and one that is in 12th grade, looking at colleges now.

I have to go on a deferred payment plan and have been dropped from a course because I didn’t have the money to pay on time. You only have the week from the start of the semester to apply for the deferred payment plan, and if you miss that, you have to pay the amount in full. I was lucky that I called the financial office and asked if there was an alternative to paying all at once.

How do other students find out about this if one has to call to find out about these alternative options? I personally told a number of students that the deferred payment plan was an option, instead of dropping out all together and losing a semester of coursework. They were not aware of this.

Financial aid usually pays for textbooks, but I have to pay out of pocket before the money comes in, which is usually the mid-point, or at the end of the semester. My parents pay for food. If I didn’t receive financial aid, it would be nearly impossible for me to go to school. I am concerned about graduating on time, especially since they’ve said I exhausted my financial aid.

We need a fully funded CUNY, so more people who don’t currently have access to higher education are able to gain access and not be held back socially or economically. That should be the goal. Prospective college students should only have to focus on their schoolwork, instead of on how they will be able to pay for their next semester of college.

I am a senior at SUNY New Paltz majoring in communication disorders with a minor in deaf studies. After college, I intend on pursuing a career as an audiologist. I am currently employed as a cashier at the Student Union Building, and I also do catering for on-campus events.

Working on campus is the only way I can ensure that I will stay enrolled in school. I have always had to work in order to manage my expenses, especially school fees that were mandatory for me to pay out-of-pocket in order to stay in school. I have come really close to being kicked out of school because my financial aid was not enough to cover all of the costs. Thankfully, I was able to use the money I received from my campus jobs to pay off any remaining amounts.

I receive both TAP and Pell Grants, but that is not enough. I had to increase my unsubsidized loans for it to cover tuition and room and board. I could only get approval to increase my unsubsidized loan if my Parent Plus loan was denied.

I am an Educational Opportunity Student (EOP), and this program has helped me cover the majority of the costs for school. Without EOP, I’m not sure if I would still be in college. This program has been a great help for me from the beginning.

I am a junior at SUNY New Paltz, studying sociology with a concentration in criminology and a minor in communications. On campus I have been a student assistant at the Sweets N’ Treats bakery and a student chef at Peregrine Dining Hall. Working at these locations provided help with finances and helped me buy food because after a while campus food gets old. Working on campus also helped me pay off the money that I owed to the school because financial aid couldn’t cover all of my tuition and fees even though I receive the maximum amount for the TAP and Pell Grants.

I am very grateful to be a part of the Educational Opportunity Program (EOP). EOP has helped me in tons of ways. First, in terms of financial aid, they provide up to $1,400 towards financial aid. Although it does help, it still did not cover all of my financial needs for the semesters. Sometimes towards the end, the program receives leftover money from schools in order to help fund the missing amount from a student’s financial aid.

EOP has helped guide me through the criteria of college by giving me an idea of what to expect from classes, especially since it was a big transition from high school. EOP has also helped me in the process of deciding what major was best for me, and the program provided connections in order for me to succeed. Those resources are even there for me when the semester hits and anxiety and stress takes over my body.

I have been facing problems with financial aid since I started school. I was never told that the amount of financial aid you receive depends on the amount of credits you earn in a year. One semester during freshman year I took 12 credits instead of 15, and you need 30 credits to be considered a sophomore. At the beginning of my sophomore semester, I had to take about a thousand dollars out-of-pocket in order to pay off the school since my financial aid didn’t cover all of my bill. And with loans, I’m not allowed to take out a certain amount of money because I didn’t qualify to be a sophomore that year. I was too scared to take out another loan (the Parent Plus loan).

It’s really hard to pay that amount because $1,000 isn’t pocket change, especially since I come from a family that relies on an insignificant income. I had to rely on the funds that I earned from working at the on-campus job that I had. This year I was faced with taking out the Parent Plus loan, and I ended up doing it. A lot of my friends dropped out because they couldn’t pay the amount that they owed to the school.

My parents have been generous enough to pay for my tuition thus far—even though they have to pay for two mortgages, their cars plus mine, utility bills, and more. It’s making our already unstable financial situation worse. My mom is going to have to sell her house and move to an apartment in a less expensive city once my brother turns 18.

My parents make “too much” in salary, as high school teachers, for me or my brother to qualify for financial aid from FAFSA or need-based scholarships. In reality, we’re struggling financially.

I have transferred between colleges multiple times, between an out-of-state public college, a SUNY community college, CUNY 4-year school, and finally a SUNY 4-year school. When transferring into CUNY, I had difficulty communicating with an advisor, and they did nothing to help me get into the major I wanted. Then, once I transferred here, the first advisor I spoke to had me take two classes that I ended up not needing with my transfer credits.

If I had taken literature classes for my major instead of those unnecessary classes, I probably wouldn’t be cramming all my major requirements (as well as a gym requirement) into my last two semesters.

I’m a sophomore at Buffalo State. I’m coming to Buffalo from the Bronx, where I also went to high school. I’m a psychology major, and when it comes to my career goals, I go back and forth between wanting to get into clinical psychology or having my own business around health care.

One of the reasons I chose to come to Buffalo State is that it is one of the less expensive SUNY schools, but even with that, I wouldn’t call it affordable. One of the biggest costs, which changes a lot depending on the semester, is textbooks. I actually didn’t take a math class in the past knowing that I was going to have to spend a hundred plus dollars on a single textbook. This semester, though, I didn’t spend anything on textbooks because one of my teachers has an online textbook, but last semester I spent a little over $300 for textbooks.

I also don’t get a lot in financial aid, so I find myself constantly having to take out loans. I’ve looked into sponsorship and other programs to apply for to pay for school, and I currently do get one grant, but it’s not that much money.

I wish there was an easier way to find out what I can apply for as far as financial aid goes. I’ve been to the financial aid office maybe four times throughout my two years here—so every semester—really just to try to understand my bill and to understand what resources there are to be able to pay it.

I have an advisor, but I wish there were more options, and it was more convenient for students to schedule meetings because a lot of the time your advisor is not available. Even if the resource is technically there, if you can’t access it when you need it, I think it needs to be changed.

I’m double majoring in anthropology and Political Science. After graduating, I plan on getting a master’s in International Relations and hopefully working for a nonprofit organization.

I receive the Pell Grant, but it doesn’t cover my full tuition so I have to work and pay the rest out of pocket. I also pay for books, transportation, and food. Working while being a full-time student is stressful because it’s hard to balance school and work.

My biggest challenge as a CUNY student has been getting to class on time because living in New Jersey and commuting to New York is really hard. I would appreciate work-study and have made an appeal on my application but haven’t heard back.

I would appreciate a child care center on campus because I know a lot of students who have children and have nowhere to leave them while they’re in school.  

CUNY should be free and fully funded because a lot of students struggle financially, and education should be a right for everyone to access. It shouldn’t be limited by your financial situations. 

I’m a senior and after college, I would like to pursue a master’s in International Relations. Currently, I’m getting my tuition paid in full which is something that I’m very grateful for because, if I didn’t receive aid, I wouldn’t be in school. I simply don’t have the financial capacity to pay for tuition. I’m not part of any opportunity programs, and I work to pay for textbooks, food, and transportation.

I would appreciate a child care center on campus because it would really help the students that work and have families to take care of while also attending school.

I think a fully funded CUNY is necessary because, like me, there are thousands of students that need help to complete their degrees, especially financially. A lot of students don’t have the means to pay for classes, and making college free would be really helpful to them.

My biggest challenge as a CUNY student has been balancing work, family, and school. I really would appreciate a fully funded CUNY for students like me and future generations!

My tuition is covered by financial aid, and my parents help me pay for books, food, and transportation. I don’t currently have a job because it has been really difficult to find one that works with my schedule as a full-time student. My biggest challenge as a CUNY student is feeling left out and feeling like there isn’t really a space to feel welcome; as a freshman in a really big college, I was not provided with any real direction.

I would appreciate a child care center on campus because older students might have family on their own, and they might not be able to afford a babysitter or a nanny. Having to dedicate time to your studies becomes a challenge when you have to multi-task in order to take care of a child that needs attention 24/7 while maintaining good grades and working to provide for yourself and the child.

If I didn’t receive financial aid, I probably wouldn’t be in college because it would simply be too expensive for me. Years ago college was free, it’s not anymore, and I don’t understand why we should have to pay to get an education. I also think that at least general education classes should be free because they are only required for the college and don’t pertain to my major. I’m concerned about graduating on time because a lot of the advisors on campus aren’t helpful. Whenever I go to them, it seems like they don’t work with my schedule in helping me graduate on time.

CUNY should be made free for everyone because a lot of low-income students attend, and many might not be able to afford it. If having a degree helps someone get out of a bad financial situation, everyone should have that chance!

I’m a freshman at CCNY. I receive financial aid and pay for books, transportation, and food with my earning from work. I don’t receive work-study and am not part of any opportunity programs. If I didn’t receive any financial aid, I would probably have to take out loans and ask for my parents’ support, but that would be an additional burden on them since they have to have other financial responsibilities.

I would certainly appreciate a child care center on campus because a lot of CCNY students really need it. We need a fully funded CUNY because not all students have access to money. Many of them are struggling. I’m lucky to have parents that would support me if I couldn’t work, but many students don’t have that kind of support. Having to work full time at a job puts a lot of stress on a student and often interrupts their ability to study and maintain their grades. Being in school on its own is very stressful and adding a job to that becomes very draining and can lead to mental health issues.

My biggest challenge as a CUNY student is transportation because the only bus that I’m able to take to get to campus is not reliable, and it interferes with my attendance in class. 

I’m a junior majoring in international studies, and I’m minoring in English and Economics. After graduation, I would love to work with a nonprofit organization and hopefully one day I will be able to work with the UN!

I receive TAP and the Pell grant. I’m part of SEEK, which has helped me tremendously because they have provided me with a very helpful advisor, financial help, and an amazing environment for me to be in. I use the money that I get as a refund after my tuition to pay transportation, food, and books.

I’m currently looking for a part-time job and an internship with a nonprofit organization, but because of my busy schedule at school, it’s very difficult. I’ve also applied for federal work-study, but because financial aid covers my tuition, my application isn’t a priority.

I would appreciate a child care center on campus because I have many classmates that bring their children into the classes, and although they don’t often disrupt the class, they are a distraction to their moms because they have to pay attention to the children instead of paying attention to the class.

Time management has been my biggest challenge at a CUNY student.  I’m very concerned about graduating on time because I have changed majors. It has become very stressful because I am taking six classes next semester. If I didn’t receive financial aid, my parents would have to take out loans to help pay for tuition which would be really hard because I would have to work in order to support myself as well.

We need a fully funded CUNY because many plan on pursuing a master’s or a doctorate degree after college, and if students no longer had to worry about paying for their bachelor’s degree, they could save for furthering their educations. Also, it becomes very hard for a student to maintain a high GPA if they have to work to pay for their tuition, books, and food.