I major in English Creative Writing and minor in Journalism. It’s been a hassle, there is always something going wrong with FAFSA or financial aid.
It’s a hassle going in and out signing papers so everything can go through. I think our government should make it easier for new and transfer students, because for me as a transfer student there were too many things to do and you have to go to the office instead of being able to do it through FAFSA.
When first applying for TAP, I had made a mistake on my form, where I said that my sister was my mother because they didn’t really have the guardianship title for TAP.
What I didn’t know is that if you do not live with your parents you can claim as legally independent, so they have me as dependent. I submitted a change form via mail and I gave a notarized letter accompanied with that change form saying that I live with my sister and that I get no financial support from my parents, and they didn’t change anything. They changed everything except for the parent income, which is preventing me from both getting my grades and registering for next semester. Paying for City University shouldn’t be my biggest stress.
I am a Public Relations major and Journalism minor. I intend to graduate in December 2019. After college, I plan on attaining a stable job where I will pursue marketing and get a place of my own. However, I am not ruling out graduate school. I pay for school through financial aid as well as the two loans I took out. I feel blessed to be a part of the EOP program, where I have had an advisor and group of students in similar positions as me for the last four years helping me navigate the SUNY system. I receive TAP and work study – I work at the student union front desk. I pay for textbooks through financial aid and receive a refund check of $150 per semester. In the case of that not being enough to afford all textbooks, I will turn to scanning or finding the electronic version.
Help also comes from Alumni donations to EOP that are applied toward paying for books. I live on campus and have a meal plan that is paid for within financial aid. I do not make use of the childcare center located on campus, as I do not have any children. However, I still find the center to be beneficial because some of my professors bring their children there so they can teach for the day, which in turn allows me to receive an education. If I did not receive financial aid, I would still find a way to attend college, whether that be working as many shifts as possible, applying for scholarships, and loans. It is important for me to receive at least a bachelor’s degree because of the difference it makes having one vs. not having one in the real world.
My family and I are immigrants. I am fortunate that I am able to attend college and receive a degree, and I am one of the first in my family to achieve this. My brothers did not go to college and had to work straight out of high school to help out my family financially. It’s tough because most businesses are expanding their credential requirements, most requiring a Bachelor’s and Master’s degree. How can we work toward achieving what is required of us if it is not made available?
I have been at Queensborough for two years studying music production. I am very invested in my classes but also produce and write my own music and poetry. I want people to see that I am a student, not a disability and actually working toward my goal of one day owning a record label. I am lucky to have great support at home and at QCC.
I do receive financial aid and I make sure I utilize every resource on campus. My advisers for VAPA (Visual and Preforming Arts) academy know me very well and help me to register for classes. I go to tutoring every day for statistics and writing. Everyone on campus knows me because I bother everyone. That is the only way to get help sometimes. My greatest issue here is getting around comfortably. I don’t even go to the student union where the NYPIRG office is because it is actually dangerous for me to wheel myself.
For me, full funding for CUNY would mean open sourced or cheaper textbooks. Most of my books I can just get in the library, but it isn’t easy for me to get to the library, find a book and study with it for two hours. It is always too crowded and isn’t worth my time, so I just order my books. Also, accessibility could be way better. Most doors are not automatic. The double doors close on me. I’m pretty strong, but yesterday I was struggling to get through a door for 5 minutes! When elevators are broken, that is the worst. I have to leave for my class at least 45 minutes early from anywhere on campus just to make sure I get there on time. An unexpected broken elevator can be a big problem.
I go to Hunter College, double majoring in Environmental Studies and Urban Studies, and minoring in Asian American Studies. I would like to preface this by clarifying that although my story will sound oddly similar to other students’ experiences with college, it is not a testament of how poorly we manage our time, but rather it is a multitude of personal and systematic circumstances that make us have to work that much harder to leave college successfully with degrees.
Tuition has been going up every year, yet the quality of education is remaining stagnant. Having been at Hunter for nearly four years, I have seen a decrease in diversity and availability of course offerings throughout the semesters, making it harder to finish elective requirements for my majors. In addition to that, I have lost all my financial aid in the last two years of college, even though FAFSA has been asking for the same tax forms with the same necessary information.
To go from having my financial aid covering the entirety of my tuition to having absolutely no funding, it has been an extreme financial burden. As a full time student with an internship and volunteer extracurricular activities, working a part time job in order to fund my education is another stressor making it all the more difficult to have a successful higher education career. Because of the limited course selections, it makes it more difficult to rearrange my class schedules to allow availability for a part time job.
For my first three years of college, I was working not only as a server three to four days a week, but also as an usher. After attending classes and doing all my extracurriculars in the morning and afternoon, I would have to rush to work, work another seven to eight hours, suffer through immense nightly train delays, and get home at 2 or 3am, only to study and do more schoolwork.
Losing my financial aid and having to pay the ever increasing cost of tuition has compromised not only my educational success in college, but also my mental and physical health. For years, I was only getting two the three hours of sleep maximum, if any at all. In addition to that, there were days I did not have time to meal prep and bring lunch from home, leaving me no choice, but to either buy lunch at school or skip out on meals because I simply could not afford it. This is why CUNY schools need more funding for more opportunities to expand financial aid programs.
Starting my college journey has definitely been stressful due to financial complications. I spent my freshman year of college at the University at Albany and then transferred to Hunter College my sophomore year. When I was figuring out how to pay for my freshman year tuition, I found that I was ineligible to receive full financial aid from Pell or TAP. This was difficult because my parents were not financially able to cover the rest of the University at Albany’s $14,000 annual costs.
To make matters worse, as a freshman, you are forced to live on campus your first two years and have an unlimited meal plan (which was the most expensive plan) with no way to opt-out of those choices to pick a cheaper alternative. My parents and I were then forced to take out student loans with extremely high-interest rates that I will not be able to pay off until I am in my thirties. Already in my first year, I was $30,000 in debt with student loans. I could not fathom how much debt I would be in once I graduated from there.
However, due to the introduction of the Excelsior Scholarship I was able to have my tuition paid for by the state. This is why I moved back to New York City to attend Hunter College. I can now continue my education without having to worry about paying for mandatory meal plans or dorming. I am currently a junior at Hunter College majoring in Urban Studies and hopefully double majoring in Sociology. I am still unsure of where I would want to go with my degree, however, I am hopeful for the future.
Although my story seems to have a happy ending, I know that there are thousands of students just like me who are not able to receive this scholarship or any type of aid due to these programs’ strict requirements. These students are then left to endure balancing both work and school. Allowing CUNY to be fully funded would help countless individuals. We all know that higher education is an important asset to survive in this growing economy so college needs to be financially accessible to everyone. No student should be boxed out of the Excelsior Scholarship; every student should have the same experience I’m having. And had free public college been a reality sooner, I would not be $30,000 in debt.
I am currently in my second semester at Nassau Community College, and every day I have to take 3 different buses just to get to campus, taking me almost 2 hours. Recently, the bus that comes near my house was cut and now it only runs every 5 hours. So my time to be at school and do what I need to do as a student is limited.
Right now, I am working towards becoming a physical therapist but have had issues trying to find the classes I need. I went to the advising office on campus, but was only told what classes I would need to get my general degree and not what would best prepare me to transfer. The office attempted to help, but because they had to help so many other students I wasn’t able to get the advising that I need to make sure that I will be prepared for life after college. Also, due to budget issues the school does not have all of the classes I will need to continue my education, so I will be behind when I transfer schools.
Right now, I am able to afford to go to school due to financial aid programs. I am very lucky to receive these, but what I will receive will not nearly cover the costs of the four year college that I will need to attend to receive my degree. I’m not sure how I’m going to afford it, right now I already have an on-campus job while I’m in classes full time an am stretched so thin.
Attending Buffalo State College was one of the best things that has happened to me but I have surely faced some obstacles. I’m currently a senior and it has been a long journey but 
I’m finally almost at the finish line. I’m a Media Production major and I’m hoping after college to find some sort of internship or job in my field. But I’m worried, how will I pay back these loans if a job isn’t guaranteed?
I currently receive financial aid but the other expenses outside of school are a huge factor. Often I find myself wondering how I can afford to travel home during the holidays to see my family. Thankfully with the assistance of a community program Harlem Children Zone, I’m usually able to make it home during the holidays.
Also, covering the expenses of supplies for my photography classes has intensified and become another burden that I have to bear on top of everything else. Throughout my college career I have been worried and concerned about paying for food and my bills more often than not. Paying monthly bills, affording classes, and making sure I survive every week have all really opened my eyes to the reality of needing more funding across the board for higher education as well as an increase in assistance programs specifically for college students.
I received the Excelsior Scholarship. The problem with Excelsior is that it’s more difficult to qualify for than initially advertised and there’s a lot of hoops you need to jump through in order to get it.
I have been on the phone with Excelsior this semester a total of 4 times. The financial aid office here has even gotten involved and I still have not received the money. It’s very frustrating and it’s like they want you to struggle to get it even if you do qualify. Tuition increases would mean more people wanting to receive this money and probably put more pressure on HESC which already seems to be struggling to help students get the money promised.
I was raised in a single parent household with my two sisters. My mom worked full time to support us all. She didn’t get the opportunity to go to college but wanted better for me and my sisters. No one in my family has finished a four year degree yet and that is mainly because of the financial burden.
I am a full time student enrolled in the EOP program and do receive financial aid, but that covers tuition. I still have multiple loans in my name I had to take out and have worked 1-2 jobs during the school years to pay for living expenses such as books, food, my car, and most recently off campus rent because seniors aren’t allowed to live on campus anymore. I would love to just focus on school but that’s not possible.
I am worried about paying back those students loans and possibly wanting to further my education because of the costs. Investing in higher education will greatly improve the future students of New York.