I’m a communications major and I hope to work in marketing one day. I pay for college through financial aid and government loans. The thing I struggle with most about the cost of college is definitely paying for living costs while in school as the aid does not cover dorming for things like transit and food costs.

I am a sophomore and Language and Culture major, and I believe that higher education can benefit from being free given the high costs of essentials like food, care products, opportunities like study abroad programs and classes with certain fees, such as Art + Design courses. My decision to attend Purchase rested significantly on its close proximity to New York City, and I feel like that convenience can be greatly expanded on with more affordable higher education. This way, more students can discover their potential without financial barriers. Secondary education should be a right, not a privilege.

I am Maurysha Cuttino. I am a senior at Suny Cortland hoping to pursue my degree in Professional Writing. I am from Tully NY, and my Assembly Member is John Lemondes and my Senator is Rachel May. I chose a SUNY school for many reasons, mostly for cost and distance. 

Though SUNY schools are cheaper they are still a lot of money and put people in a lot of debt. I am a future step-parent, and do help take care of my significant other’s kids. I am always worrying about money problems from school and other costs. I even ran into an issue this semester involving a single class and the possibility I may have to come out of pocket for it. I want to obtain my degree in hopes to develop a better career for myself as well as live my dream. I wish schools were free for those with less money or no family help. I know I could do so much better within classes and school without having to worry about if I’ll have enough money for coal, or if I need to miss a day of class to work an extra shift.

Because of costs and financial concerns, I never got the true college experience that most have in movies. I never got the sports or club experience due to the fact I had to make a living. I work full time overnights in addition to being a student. I think people don’t realize that there is a lot of money going into attending school, such as gas, rent and other priorities. Even food is expensive and when you spend all day on campus without a meal plan since you need to figure out how to eat and maintain your health. People need help and it would be nice to have more of that help.     

I attend SUNY Cortland as a full time student. I am currently a senior but have been attending school here since I was a freshman. I am from Corfu, New York. When I started considering colleges and going through my options I made sure to keep my parents in the loop as they are the ones who pay for my schooling. I first considered two private schools in different states but as time passed I realized that the tuition cost would be far too much so I began to focus on SUNY schools. When the time came, I ultimately chose Cortland. It felt right and once I heard about their Professional Writing major, I was sold. Once Covid-19 hit, all of my classes were online except for one science lab but I was already on campus so I couldn’t do much to change it. The second semester of my freshman/sophomore year (I am graduating early so it gets a bit complicated) I stayed at home and did all of my classes virtually. Although that first year was tough, it was helpful to my family as we didn’t have to pay the living on campus fees and we received a lot of refunds since I wasn’t using the campus amenities. That semester at home was also the hardest for me grades wise. I began to work while taking these classes and strained myself too much. Ever since then my grades have improved massively and I’ve continuously made the dean’s list. I will say that the toughest part about going to college is the tuition and figuring out how these student loans will affect me in the future. I usually have a discussion with my mom before I move back to school about how we are going to pay for school and although she always figures it out, it’s still a very stressful situation. There should be changes to tuition and what fees are included. I was never a fan of dining hall food so having to pay for a meal plan I barely used felt ridiculous to my family. The amount for a parking pass should also be lowered due to the fact that they will sell way over how many actual parking spots there are on campus. My experience here has been great and I will miss it when I graduate in the spring. 

Anahi Urias is a sophomore photography major at Pratt Institute. As a first-generation college student, she struggles daily to navigate college with little guidance on the process. These struggles are especially prevalent when figuring out how to pay for school. 

“My father works in sanitation in Santa Monica. Every day he leaves for work at 7 am and doesn’t return home until 8 pm. He does that every day for 7 days a week, and it’s still not enough.” Anahi said when asked about her biggest inspiration for attending Pratt Institute. She goes on to explain that even though in the “eyes of the government” her father is well off, her family struggles to make the necessary expenses needed to live comfortably. Resulting in her beginning her first job at 15. 

“I would go to school – which would end at 4 – I’d have worked at 5 or 5:30. Within that time frame, I would make the commute to work. Then I would work till 9 or 10. That’s a lot to put on a 16-year-old. I was literally a kid, you know.” Dealing with customers and working in such a strenuous environment from a very young age revealed to Anahi that she had to pursue higher education. It was the only way to ensure that she would be able to provide her family with a life that would be worth living. “When I decided to go to Pratt, I started to pick up extra hours to save money on top of supporting myself. I would wake up, go to work, wash dishes for 8-10 hours, and then go home, and repeat that for 6 days a week. And on days when I had off, I had to choose between resting my body or doing something (creatively) productive.” Anahi makes the point that while attending Pratt she is going through the same environment that she started at 16. Except now she is doing it for something she loves. Though she is happy and grateful for this opportunity, the mental energy exerted between beginning a career and working just to make the next tuition payment is impossible to maintain. “I have to do it (working and going to school), but it’s hard when not only am I trying to stay happy – I’m also trying to figure out how I’m going to afford to eat the next day. It’s a lot,” she continues. “And it’s a lot when you don’t have your parents sending you 500 dollars every week. Or every other 2 weeks. Or just 500 dollars in general.” 

Anahi struggles through tuition, food insecurity, and maintaining her mental health every semester. In combination with the limited support from her parents, it is impossible to truly feel secure in her identity as a student. “Even with the financial aid awards I’ve received, there’s still a good amount of money I have to pay. And I have to pay for the materials on my own and that itself is a lot of money. I still have a balance to pay, and I can’t register for classes until I’ve paid my balance. And it’s not like I can just write a check – that check will bounce – and I can’t get a loan, and my parents can’t get a loan.” 

“I worry about that (paying off loans) all the time. You know because college isn’t a guaranteed thing. Even if you get a high-paying job – you still have to figure out rent and water bills, and then you have the student loans that you have to start paying for six months after college. And to even get the job in the first place? It’s difficult because there’s a lot of people fresh out of college and they’re doing the same thing you’re doing.” This struggle has begun to seep into pre-graduate life. Anahi currently works a work-study job on campus. She is grateful to work on campus. It frees up time in her schedule and eliminates the commute. However, she is only given one shift because her peers also need to be scheduled. “There are so many students that need a Work-Study that there aren’t enough hours for everyone.” 

Despite it all, Anahi’s passion for her art remains. “Photography is what I love doing. The actual action, being in your own zone, holding a camera, just choosing where and how you want to make an image appear that in and of itself is relieving to me. I find a lot of joy in it. Being able to do something you love doing, and getting paid for it? Sign me up.”

Atlas Thomas is a senior, sculpture integrated practices major at Pratt Institute. Going to college in the midst of a global pandemic forced Atlas to rethink the way he approached his educational finances. Though with the help of financial aid Atlas was able to get this far in his educational journey. 

“I got really into ceramics when I was in high school. I was doing okay with it then we got to wheel throwing, and I sucked. I just couldn’t do it. Everything I made would be terrible. I said to myself this is inexcusable, I can’t be bad at this. I continued to work at it, and I got a job at a pottery studio. As the years went on I just fell in love with pottery and fell in love with sculpting. It wasn’t like one moment, it was like a slow build up. I have a Parent Plus loan. I think I have the Pell Grant, the Presidential Scholarship, and I work – I work two on campus jobs – one in the Fine Arts wood shop, and another in the ceramics studio. We (my parents and I) have been getting loans since my freshman year. If we hadn’t been getting loans it would have been a lot more difficult, mainly because it’s just so expensive to live here. 

For the last two years I’ve lived off campus, and paying rent is difficult, because it’s just so expensive to live here. I live in an apartment a couple blocks from campus, and I have roommates. A good majority of my expenses are covered through financial aid. I budgeted a little bit less than I needed on purpose, because I didn’t wanna have too many loans to pay after I graduated. I made it to where loans will pay for so much and I would need to work to cover the rest. I had a plan, because I didn’t wanna be in debt for the rest of my life. I probably am – but like less debt now, by a couple thousand. I’m a little bit worried about how I’m going to pay back my loans, only because I don’t have a guaranteed job after graduation. I’m looking for paid internships, and a job, because after graduation I won’t have these on-campus jobs, which covers my expenses. I am lucky enough  that my parents are helping me out a little bit. Last year I was trying to do it all on my own; it wasn’t sustainable, so my parents agreed to help me out. I work 18 hours a week on top of six classes, because I’m a full time student. So I’m a full time student with 2 full time jobs and that cover most of my expenses. 

It’s difficult to pay for it all (tuition, rent, etc) – the apartment I live in wasn’t my first choice, so I ended up paying a couple hundred dollars more than I had budgeted for. It’s still less than I was paying last year. I only took out the bare minimum, I’m just trying to be frugal with it. My junior year I got loans to cover a little bit of my living expenses. Covid messed up whatever numbers I had. It ended up not being what the school was going to charge me. The school tends to charge people more than they say they will, so I had to deal with that. I was working 2 jobs on campus last year about 19 – 20 hours a week. So that covered most of it. I had to dip into my savings, but for the most part all of last year everything was on me. My parents helped me with groceries, but I have three siblings that my parents also support, and I didn’t want to be a burden. It’s exhausting to go through school and deal with those feelings. My mom always talks about how she paid her way through college and med school, so there’s this mentality that you have to work – you have to put in the hours – you just gotta work. I’ve been working since I was like 6 years old basically. I’ve been expected to work for a good majority of my life, so working my way through college was just like a given.” 

My name is Isabellah Paul I am currently a sophomore transfer student double majoring in Political Science and Women & Gender Studies here at CUNY Hunter. At my previous institution I was in a program that granted me a tuition scholarship, however upon transferring to Hunter I was awarded no financial aid since my mother had a full time job and has been working for 20 years. I resorted to taking out loans to pay for my tuition and I also work to cover any other costs. Being a full time matriculated student and working part time gets difficult to manage, especially when considering the money I am taking out in loans. I wish to go to law school upon graduating too so I will have to continue taking out loans for another 3 years. As a single mother of 4, my mom works full time and pays rent. Therefore, I like to remain fiscally independent to ease some of her burden. I pay for my own phone bill, books, my commute, food, and any other miscellaneous costs. Managing all this in tandem with school has been stressful at times.

Oftentimes since my mother is so overwhelmed with work, I have to assume responsibility for household errands such as grocery shopping, laundry, picking up my siblings from school, etc. One night my brother broke his arm and I had to bring him to the hospital since my mother had work the next morning and I was the only other household member above the age of 18. I spent the whole night there and could not get a chance to go to school the next day. Events like this often make managing school difficult, especially when they abruptly occur and no one else can handle them but me.

CUNY has been known for its affordability and their ability to grant students the opportunity to achieve their academic dreams on their own time. However, this affordability has been compromised and supporting a fully funded CUNY will enable students like myself and many others in getting their degree more feasible than before. Every student has a different financial situation and supporting them through making CUNY free like in the past can help aid the accessibility in obtaining higher education for many.

I attended The Borough of Manhattan Community College and for me it was not that difficult but it was challenging.I was not eligible for financial aid because my parents were both working, so I was not at all given any rewards from them. It was because my parents had worked for thirty plus years, which caused me to not be eligible for financial aid so we had to pay out of pocket for my school. Around that time my family had moved into a private home. It was then after that that every year would be a little harder, we had to do some renovations, so the majority of the money that my parents made had to go into fixing the house. It took me about 4 years to finish at BMCC because I had to be a part-time student and get a job because I did not want to overwhelm myself with school and so that my parents didn’t have to spend so much money on me and books and also the house. It would have been too much.

By the end of my last 2 years I started to work as an Usher at the school, so I was able to pay for classes for myself and help around the house whenever I needed. Since I’m living with my parents, they didn’t charge me for rent but if they needed money for the basics like food or any other essentials, they’d ask me or my brother. I worked about thirty hours a week. Yeah, it got a little stressful in the end, but it wasn’t as bad compared to other students who had to take out loans, I thankfully had no loans to pay back.

At BMCC I was studying Small Business Entrepreneurship. I would like to own a photography company and as an art major it’s more for the experience and the networking, so studying or getting a degree means getting the experience that not everyone would get by doing it on your own. Going to college helps you get your foot out the door, but you have to push yourself to make the next step.