I am a junior studying Biology and plan to go to veterinary school. I receive TAP and the Pell Grant. 

I also have a job which pays for my textbooks and food. 

I used to get a refund check from financial aid that helped but I no longer get that.  If I didn’t receive financial aid I probably wouldn’t be in school.

I am a senior majoring in Physiology and minoring in Latin Studies. I’m graduating in May. I plan on getting a job in politics after college so I have a couple of internships with legislators in my community. I am a SEEK student so I get some help from financial aid. I receive the Pell Grant and work here at school as a tutor. I pay for textbooks and food with that money.

Without financial aid I would not be in school. Last year I was concerned with tuition being raised that I would have to take out a loan but I managed my classes so that my financial aid didn’t run out.  A lot of things in high school I took for granted. Like for instance, in high school, you get a metro card provided and don’t have to pay $130 every month. Textbooks are very expensive in college and even if you rent them they cost a lot of money. It’s hard trying to maintain a decent lifestyle like trying to eat healthy and those things while being in school full time or part time. I often still do not have enough money to eat.

A fully funded CUNY would give a lot of opportunity to people who can’t afford it who maybe didn’t have any kind of financial aid programs. Without financial aid a lot of us wouldn’t even be here today.

I am a senior studying International Studies. I will likely be doing advocacy work after college. I get TAP and Pell. Even with financial aid, I still need three jobs to pay for food, textbooks and other expenses. I’m a dog walker, a nanny, and I also clean.

If I didn’t receive financial aid I probably wouldn’t be in school. My biggest struggle in college is money, just trying to survive day to day. 

This is my second bachelor’s degree. Even though I do get some financial aid, it does not cover my whole tuition. I’m in a difficult position since I’m a full-time student it’s not possible for me to also work full-time. I work part-time and that’s just enough to get me by with my expenses. Then the question arises, how do I pay the rest of my tuition after TAP because I don’t get any Pell. So, I ask for loans, I ask for private loans, I ask for federal loans.

It’s just so unfortunate because even if I’m a second degree student, this is a public institution and education is a public right and is a civil right. Not only should we be taken care of for our first degree, but anytime we want to further our education, further our life. Whether it’s a second degree or graduate level studies, we should not be paying out of pocket. My first degree was from Brooklyn College. For my first degree, my tuition was covered by Pell and by TAP.

It feels like you are always stuck it feels like you will never move on with your life. I live under a decent standard of living. Sometimes I do end up borrowing money from my parents. I have difficulty buying books, I barely get to buy my textbooks, the commute is an issue. This makes life very difficult, spending your energies in places where you should not be.

I’m currently a first semester senior and I’ll be hopefully graduating in December 2019. It’s been a really stressful few months. I switched my major junior year and I’ve been playing catch up ever since. I’m not too sure what I want to do after I graduate college, I’m more focused on actually graduating since I’m already graduating late. I think I’m going to get a job and take a year off to pay down some of my loans.

I recently moved off campus last semester because I realized that it would be cheaper for me. I don’t live too far from campus so the commute isn’t that bad. I’m really grateful that my parents help me pay for some of my textbooks, because I currently don’t have a job because I’m so overwhelmed with the credits I’m taking. When my parents don’t have money to send me for food, I go to the food pantry on campus, one of my housemates told me about it.

I think about how fortunate I am because of all the financial aid assistance I receive and having  the support of my parents. These are the things that really keep me going. I am a TAP and Pell grant recipient and can’t imagine how I would pay for college without that aid, both of my parents are immigrants from Guyana and I just want to make them proud by earning this degree.

I am currently a sophomore in my second semester majoring in Psychology at the College of Staten Island. I am worried about actually graduating on time with the problems I’ve had with my financial aid. Last semester I received aid from TAP and Pell; however, my financial aid has been taken away from me now.

I decided to change my major a few months ago, and, despite being told that this would not affect my financial aid, I got a notice at the start of the semester that there weren’t enough credits for financial aid to cover me. This left other financial opportunity programs such as Excelsior, ASAP, and SEEK out of my reach as well. Right now, my parents are paying out of pocket to keep me in college, and sooner or later we might have to start taking out student loans, which I really don’t want to do. In addition, I might not even have enough credits to graduate on time, and I think winter and summer courses are going to be a massive toll on me, financially and mentally.

The fact that programs like TAP are not offered to winter and summer students leaves me stuck between not wanting to become a financial burden on my family and wanting to graduate as quickly as possible. The financial burden of living expenses such as textbooks, utilities, and food on campus really impacts what I’m going to do in the future. I believe a fully funded CUNY could give passionate and driven students the opportunity to attend and graduate from college without having to worry about the costs. I want a higher quality education in New York, so that everyone has a chance to plan for their dream job in the future.

As a college student I knew I would have my fair share of financial issues. Applying for scholarships, grants and taking out loans can be a painful process, especially when you’re deemed not poor enough to get actual help and not rich enough to cover the expenses.

I’m a sophomore at SUNY Cortland and am currently in the BFA studying studio art but I plan on changing my major to gear more towards illustration/animation. My career goals involve working for major companies creating storyboard art for tv shows/movies or video games. As an artist I understand that right from the get go I won’t have an immediate high paying job. It’s something I will have to work hard for and I look forward to that part of my life. Furthermore as an artist, I know money will be tight but I haven’t even stepped foot into that career field yet and I’m already facing many financial struggles that I was under the impression would be taken care of.

As of right now I have received the federal Pell Grant, TAP, federal Perkins loan and other loans and I also work to get myself through school. And sadly that still isn’t enough. Due to a low credit score I am unqualified to get more loans that would pile on to my amount of debt. I couldn’t afford to pay my tuition up front so now I make monthly payments, any money I earn I can barely touch because it goes towards a $500 monthly payment plan that my mom struggles to help me with.

Any time I need to spend money or finally agree to eat out, I always check in with my mom to see if I can afford it. I report back to her any payments I made so we can keep track of our funds. The Excelsior Scholarship promised to aid those making $100,000 a year or less. I fall under that category as do many others. The Excelsior Scholarship also claimed it would cover tuition payments and as years progressed the threshold would increase so no one had to pay for college and be in debt. Sounds great right?

And it is, in theory. I understand that when any new program rolls out there are bumps in the road but my experience with the scholarship was anything but helpful. If the items on your college bill don’t have the word “tuition” in it you pay for it yourself. Though it’s true that any amount of money is helpful, the specific qualifications for the scholarship helped as little people as possible. One of my friends who received it only got $1,000. After receiving financial aid, federal aid etc and receiving the Excelsior Scholarship, I thought I was finally free of counting pennies to see if I could buy a half gallon of milk, I was wrong. The Excelsior Scholarship only allows up to $5,000 per student for solely tuition. This scholarship doesn’t include dorms, meal plans, studio fees, lab fees, athletic fees, transportation fees etc.

After going back and forth with the financial aid office (who were not given information about the Excelsior Scholarship) and the Excelsior Scholarship office for two weeks, I thought I wouldn’t be able to attend college again and I would have to stay home to work. Luckily I was able to take out a loan and work some more with the financial aid office and dip into my savings account. In the end, I chose to stick with the aid I was already receiving because it came out to more than the scholarship. But why do I have to choose?

The financial aid office also required my parents 2015 tax records, my financial situation has changed drastically in two years! Looking at recent records most likely would have helped me get more aid but that is not the way the system works. I want to study abroad so I have a savings account but on more than one occasion we’ve had to dip in to help with payments. So I work more to save more money which gets exhausting and cuts into my social life, but I wouldn’t even be able to go to college without this job so I have to keep working. Life isn’t easy, people have to make sacrifices and work hard, but college is about getting integrated into adult life slowly, not getting thrown in and suffering all the way through.

South African leader Nelson Mandela once said, “Education is the most powerful weapon in which you can use to change the world.” Since I started my education at Queensborough Community College in fall 2016, I’ve realized my growth and the importance of having a college degree. In the future, I would like to become an attorney, to advocate justice for those less fortunate.

Currently, I’m enrolled in the ASAP program and I am a TAP and Pell recipient. I could not imagine coming to school without financial aid and opportunity programs that help support and pay for my schooling. Without these I would probably be more focused on working long hours to pay off tuition, than on classes and experiences that would be beneficial to my career later on. I want tuition hikes to be ended and higher education in New York to be fully funded so everyone will have the chance to get a fair education and further themselves like I am.

To pay for my education, I get a Pell Grant and a TAP Grant from New York. Usually, I would pay for books with my book voucher, but this year I couldn’t because tuition went up. The way the voucher works is that I would need to have at least $100 more in financial aid than tuition costs. Due to tuition hikes at Nassau Community College, that did not happen this semester. Instead, I had to use a credit card and some money that I had left over from my summer job to pay for my schoolbooks.

I plan on graduating Nassau Community College, and moving on to get my Bachelor’s Degree in Education. Since I want to be a teacher, I will need to follow that with my Master’s in teaching which only adds to the costs I will have to pay. The cost of attending a 4-year school are very concerning for me, because I know I will have to take out student loans. I’m worried that by the time I would be eligible for loan forgiveness programs; these programs would have been dismantled. Any cuts to these programs would be putting my future at risk.

Here in New York, we need to increase funding for SUNY and CUNY schools so professors and academic programs can be properly paid for and so electricity and other utility bills aren’t put on the backs of students. Our state leaders can definitely do a better job in terms of funding our schools.

I am the first in my family to go to college, thanks to the help of a partial TAP award, the Pell Grant the SEEK program and now the Excelsior Scholarship. I am a transfer student, attending Brooklyn College to obtain my Bachelors of Science in Psychology. My father had also lost his job two years ago, so my financial aid situation has fluctuated each year based on how much he makes.

Overall, I am  able to go to school and be the first in my family to graduate college, so I am very thankful that the scholarship has helped with that. The idea of living in New York after graduation is not a problem. The idea of taking 30 credits by the end of the year, however, is.

12 credits a semester is already a lot. I am currently only taking 12 credits this semester, through the SEEK program, which I have been a part of since attending Kingsborough Community College. 

 Without the Scholarship or any financial aid, I would have paid out of pocket since my family is against the idea of taking out loans. The most stressful cost for me right now is my metro card.