I am a Business Management student. This is my last semester at BMCC. I will continue my education to get my bachelor’s degree. I live off campus with my parents. I have received FAFSA and TAP before. It helped me to pay for tuition and books. But I wish that college was free because it’s too expensive. Tuition, textbooks, and transportation makes it expensive. With all these expenses not everyone can afford it. If you were to take less than 4 classes, you don’t get financial aid. I would like FAFSA and TAP to change that so part time students can be eligible for financial aid. The non-eligible for part time students affected me. This semester I took 3 classes to finish my associate degree. I didn’t get FAFSA or TAP to cover the tuition, textbooks, and transportation. I had to pay out of my pocket which was hard for me. As a result of this, I was tight on money. If FAFSA and TAP were provided for part time student. I could have been stress free.
Posts Tagged ‘textbooks’
Rafael Fonseca, Borough of Manhattan Community College
Melissa Hernandez, SUNY Cortland
My name is Melissa Hernandez and I attend SUNY Cortland full time. I am a senior and have been here since freshman year. I am from Long Island, and my Senate District is 3 and my Assembly District is 16. When I was applying to college my first choice was University of Tampa but unfortunately I did not get enough financial aid to afford it and began to look at SUNY and CUNY schools. Out of all the SUNY and CUNY schools I applied to, I felt that SUNY Cortland was the best fit for me. I had toured many schools previously and although I toured Tampa and fell in love, SUNY Cortland also gave me the same feeling I felt when I toured Tampa. I knew a few people who had gone to Cortland and heard all their great memories which made me feel more comfortable and excited to come. I am majoring in political science and I do really enjoy this major. I am taking a year off before applying to graduate school to focus on myself and future opportunities.
I pay my tuition through the help of my parents and financial aid. I am fortunate enough that my tuition has been paid through financial aid. I work almost everyday over the summer to help pay sometimes my rent at school and other personal spending I might have. I am the first child in my family to go to college and understood that my parents would not be able to pay full tuition without getting some financial help, however, before I began my college career I always had the impression that going to a SUNY or CUNY school would be considered to be less than nothing in terms of tuition. I think that since tuition has risen over the decade it is very unfortunate for many, myself included. It is not fair that society places this idea that college is a stepping stone for an individual to get a good job and make it in today’s world. Not only is tuition an expense at college but textbooks are another cost for students. Textbooks depending on the class vary but still add up and can be very expensive. Textbooks should not be an extra expense for students.
The pandemic was a hard time for my family because my mom is diabetic which meant she was at a high risk, which then made it difficult for my dad to continue to work. My mom is a nanny and my dad has a painting service. My dad is an independent company which already makes it hard enough, and then when the pandemic hit it made it harder for him. During this time, I had recovered from unemployment and later began working again in July which allowed me to save enough money to pay my rent junior year without the help of my parents because of how tight money was.
I personally always wanted to go to college because of the promise that going to college means I would have a good job. I want to finish my degree to have a comfortable life and be able to support myself. I think that although school does cost a lot I would still be at school, however, I would have prepared myself financially before I attended.
Lorna Duran, Hunter College
My name is Lorna Duran and I am a Junior at Hunter. I don’t receive any financial aid, so my tuition is covered by my parents who pay out of pocket. I have consistently applied for federal tuition help, but I never meet the requirements. My father, a teacher, makes slightly more than NYS Taxable Income Limit and because of this, I have never been eligible for TAP. The reality is that I am part of a single-income family in one of the most expensive cities around the world, I cannot truly afford tuition. On top of the thousands of dollars spent on tuition, every semester I spend about $500-$800 on expensive textbooks and access codes. Additionally, I also have to pay for my commuting expenses which come out to a couple of hundred dollars a year.
Every semester when I get that email that tuition is due, I stress out because I know my parents will have to find that money one way or another. If my family has an emergency towards the end of the semester, my father has to carefully consider how he will pay my $3,465 dollar tuition. I wish that there were more funding opportunities for students like me. I shouldn’t have to worry about paying for tuition, and how I will afford my textbooks.
Isabelle Pastore, SUNY Cortland
My name is Isabelle Pastore and I attend SUNY Cortland full time. I am a senior now, but I have been here since freshman year. I am from Stony Brook, Long Island. I decided to go to SUNY Cortland because my parents only allowed me to apply to SUNY schools. Cortland seemed like a good choice because I absolutely loved it when I visited. I toured a couple of other schools, but Cortland truly felt like home. A few of my friends were going to Cortland too, so I knew I would be comfortable here. I am majoring in Communications and I love it, but I’m not really sure what I want to do in the future. I pay for tuition through the help of my parents and student loans. Most of my tuition is paid through financial aid but I am very worried about having to pay back my student loans. I work 15 hours a week over summer and winter break to help pay for my personal spendings, but it’s not nearly enough to pay my student loans. I think college should cost substantially less than it does. When my parents went to school, it cost much less and attending college was less common. I don’t think it’s fair that tuition costs so much because in today’s society, it is expected that people attend college in order to get a well paying job. I don’t like how we need to pay thousands of dollars in order to make good money. I think college should be more of a choice than a requirement. On top of tuition, students need to purchase textbooks each semester. Textbooks can cost hundreds of dollars and I truly think they should be included in tuition.
The pandemic was a difficult time for me and my family. During COVID-19, my Dad unfortunately lost his job. Fortunately, my Mom also works so we still had an income, but it wasn’t enough for all of our everyday costs. It was hard for a while and there was even a time where I thought I would have to transfer home to attend school there. We didn’t even get Christmas presents that year. My parents wanted me to drop my sorority solely because we weren’t sure if we could afford it anymore. Thankfully, my Dad was able to get another job about a year later.
Getting a college degree is important to me because it’s required in order to get a well paying job. I want to get my degree because I want to be able to support myself and live a fulfilling life. It upsets me that I will have to spend a good portion of my life paying back my student loans. I definitely think college should be way more affordable and less expected than it is and I hope that in the future, college is way more affordable for everyone.
Angela Shin, Hunter College
I am a senior attending Hunter College. Thankfully, I was eligible for FAFSA and TAP which paid for my college tuition as well as provided me with money for transportation and book fees. However, not everyone is lucky enough to get their tuition paid for. I remember hearing the sad news about people around me not being able to go to their dream college or college at all due to the expensive and constantly rising tuition that could not be easily paid. Not everyone had parents who saved up money for their children’s tuition or had extra money to pay for college. To some students and families, it was already hard to pay rent, phone bills, Wi-Fi bills, or buy food to feed their families. Some of these students could not do loans to create more debt which will burden them more or were not eligible for tuition assistance. I find it so sad that there are people out there that had to give up their dreams, passions, and education due to the cost of tuition. People should not be expected to pay to learn and if they were to pay, it should not cost this much. It is unbelievable that one of the highest debts in America is from student loans.
Although I am grateful to get tuition assistance, I worry that one mistake will take away my financial aid such as not doing well in school, failing a class, or in this case, an error made by the system. I remember being a freshman in college and not knowing how college and financial aid worked. I had filled out FAFSA and TAP but I did not receive my financial aid until the end of the semester. After repeatedly going to the Financial aid and Bursar offices at my school, I found out that due to a mistake made by the system, I could not receive my financial aid. They had never informed me of this issue and it was not until I fixed it that I received financial aid. Due to my tuition being paid late that semester, I had to pay a few hundred dollars out of my own pocket to pay for late fees, textbooks, transportation costs, and etc. I wish there were more things being done to help students feel at ease when receiving financial aid. I think of the many students out there that must have gone through the same problem as me.
Like many of the students, I also help pay for phone bills, water bills, Wi-Fi bills, and etc. Tuition, textbook fees, and transportation are not the only things being paid for with the help of financial aid. To make it worse, transportation fees cost a lot and with things being a one tap system, I cannot save money on transportation fees. I worry that the MTA will increase the price again one day which will become very troubling to me. I want to continue studying psychology so I can one day use my knowledge to help people out. To do so, I will be staying in college for a few more semesters to study. I worry about the cost of tuition as financial aid will not cover me the whole time. I am looking for jobs and have been applying to scholarships to help with my tuition. Therefore, I wish the people in charge of higher education realize that many students out there are worrying about paying for their tuition on top of working hard to study. I hope that they can work more on the funding and make it more accessible to other people who wish to have the opportunity to go to college.
Erick Inirio, Borough of Manhattan Community College
We need to fund Higher Education because of services like ASAP. ASAP has helped me in my academic years at BMCC. I’m grateful to have someone who helps me stay on track. ASAP has helped me buy my textbooks and has even supplied me with a MetroCard. Not only was ASAP there for me when times were tough, but they were also there to make sure I had everything I needed to go forward in my academic year. We all know how stressful college can be so it’s nice to get reminders just in case you forget an upcoming application you might have to do for college or something else.
The thing I liked with ASAP was that you’ll have not one but two meetings with a personal advisor to whom you will talk about how you’re doing at the moment with classes, textbooks, etc. And depending on the answer the ASAP advisor will make things happen so you could push forward during your semester. If you are not doing well the advisor might suggest and arrange a tutor, or if you still haven’t got all your textbooks they’ll make it happen.
If ASAP gets defunded lots of people would not have access to the resources they need for school. I would have to compete with other students to make sure I get advisor appointments and schedule classes. I would also be by myself throughout the education process, and not have an advisor to help me stay on track towards graduating.
Ankush Gaba, Queensborough Community College
I am studying Business Administration at Queensborough Community College, and I want to pursue accounting in the future. This is my second year, and I am graduating in Fall 2020. I’m currently in ASAP and they help cover some expenses and books, but I don’t receive any financial aid and pay out of pocket for tuition during the summer or winter sessions. Because of COVID-19 I haven’t been able to work for a month, but I still have to pay off my bills and help support my family.
I am an immigrant. The only way I can pay for this college is by working and working too much. I have to deal with my travel expenses, meals, and then my tuition or textbook expenses. I work three jobs to get myself going and also help my family financially too as we are here to make our future. A fully funded CUNY would take a big load of stress off of me and my family, and would especially help immigrant families who are trying to save as much as they can to have a secure and better future.
Being QCC’s Student Government President I think if people didn’t have to worry about paying for college, they could have more time to study or get involved with campus life and opportunities, rather than running to work right after class.
Mohima Bahar, Brooklyn College
I am a dual major in Children and Youth Studies and Political Science. I hope to be an advocate and fight for matters that are important to me. I have decided to pursue Children and Youth Studies because there are many children in Bangladesh, my native country that continue to suffer with little to no voice. I am fortunate enough to come to the United States and pursue education. But many children around the world are not as lucky. I hope to make a change in how children are viewed and treated in society. Thus, I decided to major in Political Science also, because in order to make a change I need to have the power to influence or be part of policymaking such as through activism.
I receive Pell, TAP, and I also work to put myself through school. The financial aid awards covered my higher education costs like tuition, textbooks. But it definitely does not cover my food, rent, and other living expenses. I work to cover my living expenses such as food and transportation. I have one job and I work 20 hours a week. It is hard to pay for commuting while paying tuition so I have to work. I would like to see the state support students with the other costs associated with college that people often forget about.
Hifza Hameed, Brooklyn College
I am a freshman at Brooklyn College. I’m currently undecided. But I hope to major in something that will guarantee a job as soon as possible, so I’ll probably major in something STEM-related. I always knew I had to study and get a higher education so I could be financially independent, move out, and live my life on my own terms.
I currently receive a Pell Grant and TAP. I am the first woman in my family to go to college. I hate the anxiety of filling out my FAFSA when I don’t know how much money I’ll receive. I don’t know why I received less money this year too. The financial aid I receive covers my tuition, textbooks and lab fees. But it does not cover rent, food, and living expenses. I don’t have a job right now but I am looking for one so that I can cover the added expenses of college that people don’t normally consider. I’d never be able to pay rent and pay tuition at the same time. That’s why I still live with my family. TAP should be expanded so that students can better focus on their studies and worry less about the added expenses of education.
Jennifer Martinez, Borough of Manhattan Community College
My major is criminal justice. My career aspirations are mostly getting to help others through my work as not just a police officer but a homicide detective. I haven’t taken out a loan to pay for school and I am not currently employed. I expect to graduate from BMCC in the year of 2021, however with the current pandemic we are dealing with I’m afraid I will not graduate in time. I am struggling a little even if I have an advisor because of the way things are right now and the general situation.
Mental health care is highly important for times such as this, where the majority of people are being negatively affected. I personally never needed any help, however when it comes to assignments and due dates it is quite stressful having to complete school work at the same time. I did not receive any financial aid, so besides school expenses, I had to pay for transportation.
My biggest academic goal is to pass my quizzes by improving my time management. There were times where I had to buy some textbooks, the most expensive I bought was used but still paid in the 150-200 dollars range. Unfortunately, the school frequently has malfunctions with the elevators escalators but they are repaired somewhat quickly and are working normally.
A fully funded school can be seen as many different things. I personally don’t know what it will turn out to look like. It’s only been my first semester in college but, hopefully, it will look nicer and safe for everybody.