I am currently in my second semester at Nassau Community College, and every day I have to take 3 different buses just to get to campus, taking me almost 2 hours. Recently, the bus that comes near my house was cut and now it only runs every 5 hours. So my time to be at school and do what I need to do as a student is limited.

Right now, I am working towards becoming a physical therapist but have had issues trying to find the classes I need. I went to the advising office on campus, but was only told what classes I would need to get my general degree and not what would best prepare me to transfer. The office attempted to help, but because they had to help so many other students I wasn’t able to get the advising that I need to make sure that I will be prepared for life after college.  Also, due to budget issues the school does not have all of the classes I will need to continue my education, so I will be behind when I transfer schools.

Right now, I am able to afford to go to school due to financial aid programs. I am very lucky to receive these, but what I will receive will not nearly cover the costs of the four year college that I will need to attend to receive my degree. I’m not sure how I’m going to afford it, right now I already have an on-campus job while I’m in classes full time an am stretched so thin.

When I graduated from Brooklyn College with a Business Management and Finance degree, I thought this was it. Financial aid from TAP and the SEEK program had covered my tuition and expenses, I would find a job and start my life. However, I am back in school studying Accounting in order to get more job security because I could not secure a job within the first major I studied.

Currently, I do not work, so I pay for college and other expenses with the money I saved since I graduated Brooklyn College. Luckily, I worked hard and can fall on that cushion I provided for myself. Then again, I have to make a lot of decisions on how to allocate my money, such as I ride the bike to school rather than take the bus because transit money can be used to buy food, rent or supplies for school.

Eventually, my savings will run out and I will have to work again in order to go to college. I would qualify for financial aid, TAP and other services but because of the four-year limit, my time is up. I am already looking in to scholarships and awards because I do not want to take a loan and be one of the many students in debt. Hopefully, after obtaining my second Bachelors I can start studying for the CPA exam, get my license and work in an accounting firm. Although, with that comes more money in order to take the courses to study for those exams. All I worry about are my finances when I should be focusing more on a midterm I have next week for Managerial Accounting.

I am the first in my family to go to college, thanks to the help of a partial TAP award, the Pell Grant the SEEK program and now the Excelsior Scholarship. I am a transfer student, attending Brooklyn College to obtain my Bachelors of Science in Psychology. My father had also lost his job two years ago, so my financial aid situation has fluctuated each year based on how much he makes.

Overall, I am  able to go to school and be the first in my family to graduate college, so I am very thankful that the scholarship has helped with that. The idea of living in New York after graduation is not a problem. The idea of taking 30 credits by the end of the year, however, is.

12 credits a semester is already a lot. I am currently only taking 12 credits this semester, through the SEEK program, which I have been a part of since attending Kingsborough Community College. 

 Without the Scholarship or any financial aid, I would have paid out of pocket since my family is against the idea of taking out loans. The most stressful cost for me right now is my metro card.

I am studying psychology.  I receive the Pell Grant and TAP.  I had to drop chemistry because it was so hard and I ended up becoming part time that semester.  It disqualified me from TAP mid semester, which was really stressful.  Another semester, I dropped Russian and the same thing happened.  If I didn’t receive financial aid at all during college I would be in a lot of debt, probably have a mental breakdown. 

I work as a home attendant 20 hours a week.  I used to do tutoring.  I pay for food out of pocket.  I live with my grandma and we have SNAP.  When I first got into school it was hard to register for the courses I needed.  If college was free it would mobilize and expand people.  People would have more time.  It would help people in need that can barely survive.  Transportation is the biggest challenge for me as a student.  It takes me 2 hours each way.  Also mental health.  There needs to be better mental health services and services for non traditional students. 

I am a Sophomore studying Computer Engineering.  I am a part of  the ASAP program.  I work at a restaurant 30 hours a week.  I get an $875 voucher for textbooks and materials for school.  Some semesters I max out.  My job pays for food. 

It’s hard to balance work and school.  I sleep 2-3 hours.  ASAP gives me priority registration, that’s how I’m able to work 30 hours/week.  I can plan my class schedule around work. 

College should be free and available for everyone.  A lot of people want to go to college, but they can’t because they have to work to support their family and kids!  My biggest challenge is sleep and transportation.  There’s no parking near my school and the F train is always having problems.

I am a freshman, and my major is undecided but I’m looking to go into social work. I am taking out government loans which doesn’t cover my full tuition. The rest is covered through a savings account from my dad.

Textbooks are the most stressful cost. I just got work study placement and the money will go toward food, textbooks, and bus transportation. What CSI needs to have is more shuttle buses for people all over Staten Island. It is the closest CUNY to me and still so hard to get to.

I am a freshman psychology major. I would like to eventually work at a school and work with teenagers or do social work. I receive the Tuition Assistance Program (TAP) and the Pell Grant and I am looking for a job to pay for the bus, food and clothes. I didn’t qualify for ASAP because they said I had too many remedial courses. But I had taken those classes in the summer already. When I went to try again to appeal, the spots in ASAP were already filled up. If I was able to get into ASAP I would get my metrocard covered which would be a huge help. I am the first person in my family to go to college. My family and I are from the Dominican Republic. If I didn’t get financial aid I’d have to take out loans. I am trying to work to save money in case there is a semester that I don’t get enough financial aid.

I pay for the majority of my tuition through the Tuition Assistance Program (TAP), and I have to pay out of pocket for the rest of my tuition and other costs which these programs don’t cover. In addition, since TAP takes an excessively long time to process for me, I  sometimes have to pay, on average, about  $1,500, up front.  This is to ensure that my classes do not get dropped in the beginning of the semester. Some semesters my classes do get dropped, without my knowledge, or any warning that there was a standing balance.  This is a huge problem, because due to limited class availability, seats fill up in classes very quickly.

I always expect TAP to not process properly for me, so I work during the summer to try to avoid this. Because I have to work long hours to make money in the summer, I lose the opportunity  to pursue internships related to my career goals.  My only  challenge should be learning new material, not dealing with all the hassles of getting into classes. Not to mention,  high tuition is not the only challenging cost that I am faced with. Books, transportation, and food are also costly and finding money for these expenses is equally difficult. This strain is not only taking a toll on my finances, but also on my health. The panic of finding out that my classes are dropped, that it might be too late to re-register, being forced to take a semester off, and struggling to afford all of these costs, has taken a toll on my mind and body. 

I use financial aid to pay my tuition in college. I qualify for the Tuition Assistance Program (TAP). However, the TAP award is too low.  It should be more.   I have to buy books, food, and pay for transportation costs and housing.

This semester, my textbooks cost almost $300 and  my metrocard costs $120 per month. Because I am a full-time student in college, it is not possible to work.  I hope I am going to graduate on time so that I do not run out of TAP money.

I am currently relying on my parents’ income to support me, but to be honest, a lower-middle class family supporting two children in college is hard. So I am forced to work in order to pay for school.

My schedule is so tight because I must work until 12 or 1 AM for a restaurant and still take a full-time course load to qualify for the Tuition Assistance Program (TAP).  I am also paying for my own textbooks. As a student who majoring in biology, textbooks are a major burden on my wallet.   I am also paying for my own transportation.