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Posts Tagged ‘tuition’

Courtney Hines, SUNY Cortland

I’m a senior at SUNY Cortland majoring in philosophy. After I graduate, I plan on working for a nonprofit organization. I pay for school with both financial aid and loans.

I receive TAP and the Pell Grant, and I also have a part-time job during the semester.

When it comes to textbooks, I usually don’t buy them because I can’t afford them. I try to find an online PDF version of the textbook, but if I can’t find that, then I have no option but to not have the book for class. For food, my financial aid covers the cost. I use it to buy groceries.

I depend on my financial aid, and this year I didn’t receive as much as previous semesters. My financial aid went from $4,000 to $400 because my sister moved out so my parents were expected to have that extra money to pay for my tuition. My mom had no choice but to take out a loan to help cover the costs of school.

We need a fully funded SUNY system so that all students have the opportunity to attend college, and they won’t be worried about paying for it. My biggest challenge as a SUNY student has been paying for school and worrying about how my parents are going to help me pay for it. A student’s main focus should not be paying for school; they should be focused on pursuing their education.

Hannah Falk, SUNY Cortland

I’m currently a senior studying international studies and political science at SUNY Cortland. After graduation, I plan to work abroad, specifically in the Australian government.

In order to pay for school, I use financial aid as well as out of pocket payments. I receive both TAP and the Pell Grant to help cover the costs of school, but I also work part-time on campus for 20 hours a week on top of taking 19 credits. I use the money I make working to help pay for groceries, but I also use the student food cupboard on campus.

I pay for textbooks out of pocket with money from working. They’re expensive every semester, and I’m concerned that I won’t graduate on time and will have to pay for even more books all over again. There are classes that I’m required to take that are only offered at specific times, and I still haven’t been able to take them.

College should be accessible to everyone, and by making SUNY fully funded, it will be. Not everyone has the opportunity to attend college and financial aid doesn’t always cover everything, so students are left responsible to pay for the remaining costs. As students, our concern shouldn’t be having enough to eat. We should be focused on our education.

The biggest challenge that I’ve faced as a SUNY student is trying to afford both housing and food. My financial aid doesn’t cover housing because it is all spent on paying for my tuition, so I have to find ways to pay for it myself.

Andi Bruce, SUNY Cortland

I’m a freshman at SUNY Cortland studying English and philosophy with minors in women, gender, and sexuality studies, and in economics. At this point, I don’t have a definite plan for after graduation.

I pay for school with scholarships, financial aid, and loans. I receive TAP and the Pell Grant, and I also work through the work-study program as a part of my financial aid. I use my aid to pay for some of my tuition and textbooks, and I have a meal plan. Like many other students, if I didn’t receive financial aid I would not be able to attend college.

My biggest challenge as a student has been thinking about the future. The Excelsior scholarship was not clear about how they deduct Pell and TAP grants, so my parents had to take out an extra loan right before the tuition bill was due so I could afford to go here. I’m going to have all this debt to pay off when I leave college, and that’s stressful to think about.

We need fully funded colleges because in this economy you can’t rise up without a college education, and preventing someone from receiving such an education is depriving them of equal opportunity and a chance at the life they want and deserve. I think college should be free for everyone, everywhere. Education should be a right, not a privilege. 

Stephanie Appau, Borough of Manhattan Community College

I am a Business Management Major at BMCC. I am expected to graduate in the fall of 2020, once I pass all of my classes. It was fortunate for me to be accepted into the ASAP program at BMCC. The program covers my tuition and transportation fees. Without the ASAP program I wouldn’t be able to take winter or summer courses. Without these courses I would not be able to graduate on time. After I obtain my degrees I would like to open a vet and animal daycare in New York. I have a part time job that helps me pay for my rent and other bills outside of school. One of my main academic goals is to graduate with a high grade point average. To achieve this goal I’m pushing myself to be a better student. To give myself time to study so I could achieve my academic goals.

Reanna, Hunter College

When I first started high school, I knew the scholarship I needed to receive. If I didn’t get it, there was a chance I wouldn’t be going to college. After four years of dedicating my life to studying, taking AP classes (with tests I could barely afford to take), and eliminating any chance of a social life which could distract me from my schoolwork, I am proud to say I received the private scholarship I dreamed of. So I did all that and burned myself completely before even going to college. While I was extremely grateful for the scholarship that would help me with tuition, I had no idea that financial burden was inescapable in college.

I am currently a sophomore at Hunter College. I came to Hunter as a pre-med student, but being so burned out freshman year, I saw my A+s that I got in high school transform into Cs. My scholarship was threatened and I was devastated. At the beginning of sophomore year, I decided to try anthropology courses and I fell in love. However, I had to get a part-time job to pay for my monthly metro cards and textbooks. Working almost every night after class drained every bit of energy I had and I could barely stay awake while studying. I struggle to maintain the 3.5 GPA that my scholarship requires me to maintain. Textbooks, especially online textbook codes have destroyed my bank account. Food and transportation remain major struggles. Why do students have to pay over one hundred dollars each month just to be able to get to their classes or to attend their jobs so they can have money to pay for all the costs of being a student?

I dream of getting a PhD in Anthropology and becoming an archaeologist. However, field schools for archaeology are extremely expensive and fieldwork is usually done abroad. I have no way of paying to travel to obtain these experiences and I fear being in major debt. I am honestly afraid of graduate school, as I know that the extreme financial burden that awaits.

Salsabill Mostafa, City College of NY

This is my second bachelor’s degree. Even though I do get some financial aid, it does not cover my whole tuition. I’m in a difficult position since I’m a full-time student it’s not possible for me to also work full-time. I work part-time and that’s just enough to get me by with my expenses. Then the question arises, how do I pay the rest of my tuition after TAP because I don’t get any Pell. So, I ask for loans, I ask for private loans, I ask for federal loans.

It’s just so unfortunate because even if I’m a second degree student, this is a public institution and education is a public right and is a civil right. Not only should we be taken care of for our first degree, but anytime we want to further our education, further our life. Whether it’s a second degree or graduate level studies, we should not be paying out of pocket. My first degree was from Brooklyn College. For my first degree, my tuition was covered by Pell and by TAP.

It feels like you are always stuck it feels like you will never move on with your life. I live under a decent standard of living. Sometimes I do end up borrowing money from my parents. I have difficulty buying books, I barely get to buy my textbooks, the commute is an issue. This makes life very difficult, spending your energies in places where you should not be.

Ariyah Adams, SUNY New Paltz

I am currently a junior majoring  in communications with a concentration in public relations and double minoring in theater and business. I pay for tuition through TAP and Pell Grants, as well as take out loans to cover the the rest of my bill. After I graduate I plan on attending graduate school at either SUNY New  Paltz or a different SUNY. I am still undecided about that. I plan on paying for graduate school through applying for grants and scholarships.

Right now I am working two jobs, I work at the dining hall on campus and I have a work study job. I don’t depend on money from my parents so usually I pay for my textbooks and food on my own or a split the cost of the textbook with a friend or classmate in the same class as me. I am also a student at the Educational Opportunity Program at my school which has helped me a lot, getting through navigating financial aid. If this program didn’t exist I’m not sure if I would be in college. The EOP program has helped me grow into a strong individual and has offered me tutoring, mentors and advisors that always have my back.

Maddy Soanes, SUNY New Paltz

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I am a Political Science major and Sociology minor at SUNY New Paltz. I am a first year student with sophomore standing. I was awarded the SUNY New Paltz Presidential Scholarship, which helps with my tuition, however, my family does not qualify for any state financial aid, so the full burden of paying for my education falls on my family. After graduating from New Paltz, I hope to go on to attend law school, for which I will be fully financially responsible. I aspire to one day work for an international advocacy group.

We need fully funded SUNY and CUNY because there are people who struggle to cover their everyday expenses, and are not even able to think about affording higher education. We need fully funded SUNY and CUNY because of the current importance of having a degree; it is almost impossible to get a decent job without at least a Bachelor’s degree. SUNY is necessary for people who hope to create a better future for themselves without having to be thousands of dollars in debt.

Suraiya Priyanka, Hunter College

I am a second semester freshman at Hunter College and currently undeclared because I’m narrowing down which major interests me most. I am trying to graduate college as soon as possible, which means I have to take 15 credits per semester, but that is very difficult when you also have to work and support your parents. I receive financial aid from TAP and Excelsior, but that only covers my tuition and Excelsior only gives me a few hundred dollars. I considered applying for ASAP since it would’ve been very helpful to me, but it is not offered at my college. I have to pay for my other expenses including textbooks, food, and transportation.

In my four people household, my dad is the only one that works full time and I work a part time job two days a week. If I decided to prioritize earning money and worked a couple extra days, I wouldn’t be able to focus on school and graduate on time. I already struggle to pay for food, textbooks, and transportation so if I didn’t receive aid to cover my tuition, I would not be able to go to college at all. In high school, I didn’t have to worry about all these things and all of a sudden, with all of this pressure being put on me, I constantly find myself trying to balance school and work and am left with no time to relax. Taking 5 classes every semester and also working is too much to handle and as a result, I am concerned that I won’t be able to do well in school or graduate on time.

We need a fully funded CUNY because many students depend on it. New York City is filled with low-income students and families who choose CUNY because it is advertised as a more affordable option, when in reality it is not. So far, my biggest challenge with being a CUNY student has been financial aid. If all my college expenses were paid for and covered by the government, I would be able to focus a lot more on my education and not have to stress about my finances. CUNY needs to be free again because New Yorkers need free public college now more than ever before.

Stephanie Moy, Hunter College

I go to Hunter College, double majoring in Environmental Studies and Urban Studies, and minoring in Asian American Studies. I would like to preface this by clarifying that although my story will sound oddly similar to other students’ experiences with college, it is not a testament of how poorly we manage our time, but rather it is a multitude of personal and systematic circumstances that make us have to work that much harder to leave college successfully with degrees.

Tuition has been going up every year, yet the quality of education is remaining stagnant. Having been at Hunter for nearly four years, I have seen a decrease in diversity and availability of course offerings throughout the semesters, making it harder to finish elective requirements for my majors. In addition to that, I have lost all my financial aid in the last two years of college, even though FAFSA has been asking for the same tax forms with the same necessary information.

To go from having my financial aid covering the entirety of my tuition to having absolutely no funding, it has been an extreme financial burden. As a full time student with an internship and volunteer extracurricular activities, working a part time job in order to fund my education is another stressor making it all the more difficult to have a successful higher education career. Because of the limited course selections, it makes it more difficult to rearrange my class schedules to allow availability for a part time job.

For my first three years of college, I was working not only as a server three to four days a week, but also as an usher. After attending classes and doing all my extracurriculars in the morning and afternoon, I would have to rush to work, work another seven to eight hours, suffer through immense nightly train delays, and get home at 2 or 3am, only to study and do more schoolwork.

Losing my financial aid and having to pay the ever increasing cost of tuition has compromised not only my educational success in college, but also my mental and physical health. For years, I was only getting two the three hours of sleep maximum, if any at all. In addition to that, there were days I did not have time to meal prep and bring lunch from home, leaving me no choice, but to either buy lunch at school or skip out on meals because I simply could not afford it. This is why CUNY schools need more funding for more opportunities to expand financial aid programs.