I am a freshman at CUNY City College. My major is currently undeclared but I am exploring my options by taking a diverse range of classes. I do not have a job but would like to get one in the future to support my daily needs. Due to my parents’ income, I do not qualify for financial assistance and do not receive any TAP or Pell Grants.
Although CUNY’s tuition is lower than other schools, my parents have to pay all the school costs for both my brother and I, which places a significant burden on their shoulders. I do not qualify for the Excelsior Scholarship because my household income is slightly above the limit. I am able to pay for textbooks and weekly meals but the costs continuously add up. I am only a freshman so I have three more years of tuition, textbooks, and other costs left to pay in order to continue my higher education. As a result, my biggest challenge is not my classes, but being able to pay for the classes I need in order to graduate.
To pay for my education, I get a Pell Grant and a TAP Grant from New York. Usually, I would pay for books with my book voucher, but this year I couldn’t because tuition went up. The way the voucher works is that I would need to have at least $100 more in financial aid than tuition costs. Due to tuition hikes at Nassau Community College, that did not happen this semester. Instead, I had to use a credit card and some money that I had left over from my summer job to pay for my schoolbooks.
I plan on graduating Nassau Community College, and moving on to get my Bachelor’s Degree in Education. Since I want to be a teacher, I will need to follow that with my Master’s in teaching which only adds to the costs I will have to pay. The cost of attending a 4-year school are very concerning for me, because I know I will have to take out student loans. I’m worried that by the time I would be eligible for loan forgiveness programs; these programs would have been dismantled. Any cuts to these programs would be putting my future at risk.
Here in New York, we need to increase funding for SUNY and CUNY schools so professors and academic programs can be properly paid for and so electricity and other utility bills aren’t put on the backs of students. Our state leaders can definitely do a better job in terms of funding our schools.
I’m a student in the Human Service field, I feel forced to take out loans because my mother is the only other person helping me pay for my education and she is a single mother.
While I was at my 2-year school, both of my parents ended up paying for half of my tuition while I worked my brains out and paid for the other half myself. My mom can’t help me out anymore because of the tuition hikes, which forced me to take out loans in the middle of the semester to cover the tuition. It’s not ideal but it’s better than dropping out.
Well, in general CUNY and SUNY tuition hikes are detrimental to lower class students who rely on the lower tuition for their advanced education. Because of the hikes, students are having to resort to increasingly drastic measures to make up the money.
In my case, I’ve been penny pinching since middle school so I’ve accumulated enough savings to pay through undergrad out of pocket. However the tuition (and especially the hike) has had me reassess my financial situation to see what I’ll have to cut and what I’ll have to do in order to afford it. Since on top of paying for school, I live alone and basically have been living self-sufficiently. On a side note I’m living almost exclusively on white rice to keep a monthly surplus.
I am currently in $33,000 of student loan debt, and I’m one of the lucky ones, as I know of people whose debt far exceeds that amount. There was never an option of paying out of pocket as I, nor anyone in my family can afford the astronomically high amount it cost to attend school.
The constant rise of tuition is a serious issue for all students as it is pricing out lower income families from a higher education. Even those currently receiving the Excelsior Scholarship could lose it and be faced with this hike.